Workers’ compensation insurance provides certain benefits to employees who suffer injuries while discharging their work duties or become ill due to their job. These benefits cover medical expenses and a portion of lost wages if your injuries prevent you from working for more than a week.
Below is a step-by-step guide on how to file a workers’ compensation claim in Arizona.
Report the injury to your employer
The first step in applying for workers’ compensation benefits in Arizona is to report your injury or illness to your employer. You should notify your employer as soon as a workplace accident occurs or when you learn of your work-related illness. It will expedite your claim and avoid unnecessary delays.
Seek medical attention
You should seek prompt medical attention after a workplace accident. Your employer may provide you with a list of approved medical providers or you may choose your own doctor.
Remember to inform the doctor that your injury or illness is work-related and provide them with the necessary details, such as the name and contact information of your employer’s insurance carrier.
Fill out the claim forms
You can fill out a Worker’s and Physician Report of Injury form at the doctor’s office or emergency room. Alternatively, you can fill out a Worker’s Report of Injury form and file it with the Industrial Commission of Arizona (ICA).
Once the ICA receives either of these forms, it will notify the insurance carrier or your employer (if they are self-insured) of your claim. The ICA will also send you a letter with the insurance carrier’s name. The insurance carrier has 21 days from the date of notification by the ICA to deny or accept the claim for benefits. You have 90 days to appeal the decision if your claim is denied.
Get help navigating the workers’ compensation claims process
The process above may seem pretty straightforward, but benefits are not guaranteed even with a valid case. Mistakes with your claim can lead to delays or a denial.
To avoid such inconveniences, consider seeking legal assistance for guidance on what you can do to increase your chances of a successful outcome.