If you sustain an injury or illness that prevents you from working, then you may be able to apply for Social Security Disability (SSD). Simply put, Social Security Disability can provide benefits to workers who need support and can’t work.
While that’s the essence of Social Security Disability, it can leave a lot of questions unanswered. You may find your answers to your questions below:
1. Does any injury or illness qualify me for SSD benefits?
Catching a cold or slamming your hand in a door may be frustrating and cause you to lose a day or two of work, but, in most cases, these kinds of injuries and illnesses won’t qualify people for Social Security Disability. Social Security Disability is often very strict about what qualifies as a disability.
In most cases, an illness or injury may be considered disabling if it’s lasted or is expected to last over a year or lead to death, which also may prevent someone from working. For example, suffering a mental condition that makes you frequently forget what you’re doing or losing a limb in an accident may constitute the need for benefits.
2. How much income will I receive from SSD benefits?
The severity of your injuries or illness doesn’t change how much you receive from your Social Security Benefits. Typically, your monthly benefits are calculated by your work history and average income over the years.
In some cases, if you applied for Social Security Benefits and it’s been several months since you filed, then you may be eligible for retroactive payments. In other words, you may be eligible to receive payments for the months you waited for your claim to be decided. This is particularly true for people who are forced to endure lengthy appeals.
3. What if I’m denied benefits?
In some cases, you may be denied benefits. This may be a simple matter that resulted because there were missing documents or a larger issue at hand. If you’re applying for Social Security Benefits, then you should be aware of your legal options.