When an employee is injured on the job, they have a right to file for workers’ compensation. Once the employer is notified of the injury and the employee’s intention to seek workers’ compensation, they then have 10 days to inform their insurance company that an employee has filed a claim.
Arizona law states that businesses with more than one employee must carry workers’ compensation insurance. Arizona is a “no-fault” state, meaning an employee can file a claim for an injury or work-related illness regardless of why the accident or illness happened or who is to blame.
What does workers’ compensation cover?
The following is covered in Arizona:
- Injuries/accidents on the job, such as when you slip on a wet floor and break your arm, you should file a claim.
- Illness due to exposure at work to something toxic or contagious.
- Repetitive use injuries, such as carpal tunnel syndrome.
- Ongoing care following a work-related injury or illness. This includes surgeries and physical therapy.
- Lost wages if you need time off to recover from a work-related injury or illness, you can still receive your paycheck.
- Disability benefits may be paid to a person injured in the workplace if they need to miss work for a while in order to recover.
- Funeral costs and death benefits are paid to the family if their loved one loses their life on the job due to an accident or work-related illness.
Filing your claim
Any employee who is injured in the workplace must inform their employer of the injury as soon as possible. The employee must be treated for their injury right away. Arizona’s workers’ compensation laws have a statute of limitations. An injured employee must notify their employer about their injury within one year. When you file your worker’s comp claim you may need to seek assistance for the best possible outcome.